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Need-To-Know Insights, Guidance, and News to Secure Your Benefits

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Foster Kids Eligible for New Grants

There were two main areas of American life that were all but ignored during the Coronavirus pandemic: The homeless and the foster care system. Each has its own struggles; and while one might think that foster care is a step up, because yo...

What You Need to Know before Applying for Personal Grants

Personal grants are aids in the form of cash given by the government or non-profits to struggling individuals and families for particular needs. Grant money is offered free, so the granter doesn't expect you to pay th...

The Government Investigates the Government on Grant Abuses

Not everyone in America knows this, mostly because the corporate news media doesn't cover it at all, but there are billions of dollars missing in COVID relief money. Some estimate that it's over $300 bil...

City of Cambridge, MA, Offers New Grants

The city of Cambridge, MA, announced on February 10 that it is accepting applications for 100 grants in amounts of up to $10,000. any 501(c)3 organization is eligible to apply. The grants are from the City of Cambridge Community Benef...

New Hampshire Govt Expects Grant Repayment

One of the reasons that people or businesses that struggle financially appreciate grants is that, theoretically speaking, a grant is supposed to be money that's simply given to someone. Whereas a loan, on the other hand, is money t...

California to Vote on Guaranteed Income Grants

State by state, California is not only the most populous but also the most expensive in which to live. People who work basic jobs in the state, especially for minimum wage, cannot mathematically afford to live in most areas of ...

A Glaring Lack of Holiday Grants This Year

For many years in the United States, a lot of Americans have depended on charitable grant programs to help them accord their bills, food and even gifts during the holiday season. Whether you celebrate Hanukkah, Kwanzaa, Chri...

Federal vs. Private Student Loans: Which Should You Choose for Fall 2025?

As college costs continue to rise, many students and families are weighing the best ways to pay for the upcoming school year. Choosing between federal and private student loans is a key part of that ...

TSP Withdrawal Rules at 55 vs. IRA at 59½: The Smarter Withdrawal Strategy for Federal Retirees

If you’re a federal employee nearing retirement, it’s crucial to understand how withdrawal rules differ between the Thrift Savings Plan (TSP) and an Individual Retirem...